Five A-share listed insurance companies 2020 total investment income. (Makura: Zhang Wenting) In 2020, the investment of five A-share listed insurance companies is still bright, contributing to all kinds of profits.
Specifically, in 2020, China Ping An General Investment Revenue is 100 million yuan, the year-on-year growth rate; the total investment in China is 100 million yuan, the year-on-year growth rate; China’s total investment income is 100 million yuan, the year-on-year growth investment The income is 100 million yuan, a year-on-year growth rate; Xinhua Insurance’s total investment income is 100 million yuan, a year-on-year growth.
The annual report found that in terms of asset allocation, the listing insurance companies have chosen to increase the proportion of long-term bonds such as government bonds and local debt, shorten the long-term gaps, non-standard assets, and generally decline.
In addition, in the case of the premiere market, the insurance companies have improved in stocks and funds. The improvement of equity asset allocation is from policies.
The "Notice on Optimizing Insurance Corporate Rights Assets Configuration Regulations", in accordance with the indicators such as solvency, according to the indicators of solvency, the proportion of the rights and interests of the insurance companies, the highest can reach the last season 45% of the total assets have broken through the previous 30% upper limit.
In November last year, the industry restrictions of insurance funds financial equity investment have also been canceled.
Fu Fan, President, China, said that the above policy is objectively facilitating investing in insurance companies on equity assets.
He mentioned that in the context of the mid- and long-term market interest rate, the equity assets have a high long-term investment return expectation, and the company is based on its own risk preferences, in the strategic asset configuration, the configuration of equity assets, and Gradually increase the configuration of unmarketing equity to pursue higher return on investment. Zhan Zhong, Vice President of China Life, also held the same opinion. He said that in terms of the investment of rights and interests in 2020, he adheres to the continued accumulation of core assets and optimizes variety strategy arrangements in a structural market environment.
Talking about future investment strategies, Zhang Di, the head of China Life Investment Management Center In 2021, China Life will surround the central and open to investment arrangements, and give advantage of internal external managers, providing long-term stable returns; at the same time around the market, the balance, control risk.
Some insurance companies are expressed that in the face of interest rate fluctuations and capital market challenges, the future will pay more attention to the synergy of insurance funds investment and the main industry, such as investment in the field of contributions; investment in new economic investment, Mechanism and talent layout, improve investment capabilities in the fields of Internet, consumption and other fields.
Side Offense: The acceleration of the acceleration of science and technology has been affected by the epidemic, and consumers’ insurance consciousness is significantly improved, and the acceptance and recognition of insurance through the Internet is higher. In the case where the traditional line agent channel is blocked, the Internet sales channel has grown rapidly. The data shows that in 2020, the Internet’s personal insurance business increased by year-on-year increase in 2019.
A-share listed insurance enterprise is a leader in the insurance industry. Naturally, the importance of science and technology has expressed its development with the "digital era" and use technology to fully empower industries. Wang Bin, Chairman, China, said in the annual report, to undertake a deep offline basis, build online digital platforms, build a leading mixed cloud in the industry, and science and technology enforcement contributes power to the negative impact of the extent of the epidemic contributed strong fundamentals. Operation services accelerate the upward, intelligent, intelligent, intensive, ecological transformation, effectively meet the customer’s high quality service needs.
China Ping An is a forerunner of several companies in several companies. Annual report showed that in 2020, China Ping An Technology Business has always incorporated 100 million yuan, a year-on-year growth, and the relevant four listed technology companies have a total price of $ 68.4 billion.
At present, the impact of technology for the insurance industry has transitioned from the front-end sales to the recruitment of the middle and rear end, and even the recruitment of the agent, the agent training and other full insurance business. In this stage, the innovation direction of insurance technology is slowly transitioned to the service driver.
Zhou Yanli, vice chairman of the China Insurance Regulatory Commission, has previously mentioned that the influence of the epidemic situation makes it difficult for the agent’s exhibition industry characteristics characterized by high value business, but with the prevention and control of normalization, the digital capacity of insurance sales is improved, life insurance marketing is gradually Turn down to the line, and also welcomed by insurance customers.
From a medium long term, the epidemic will reverse the insurance industry to accelerate the digital transformation process, because of the potential, take advantage of the situation, but accelerate the pace of high quality development in the insurance industry.